Ilana Gaster: By first tracking what you are spending and what you are spending it on. Then comparing that to a proven program that outlines what percentage of your income should be used for what expenses. That will balance your finances to eliminate debt and live within your means. The good thing about a budget is that you can adjust it based on your lifestyle as long as it remains balanced.Crown Financial is a very helpful organization for managing personal finance:http://www.crown.org/Tools/Calculators/Budgeting_S... Remember... the borrower is always slave to the lender. (That goes for you too Mr. President.)...Show more
David Boehler: The key to spending within your means is to know your expenses and to spend less than you make. A good monthly budget can help ensure you pay your bills on time, have funds to cover unexpected emergencies, and reach your financial goals. Most of the information you need is already at your fingertips. https://www.youtube.com/u! ser/theshawacademyTo create or rework your budget, follow the simple steps outlined below to get a clear picture of your monthly finances. You can also use our free online budgeting calculators below to budget for certain specific purchases or events....Show more
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