Mercedez Trabue: Your car which is titled in your name can only be insured on a policy in your name. Your girl friend's insurance can not insure your car. Only you can replace the insurance on your car. If your car titled to you is on your parents policy and it is stolen or vandalized their insurance can not cover the loss when the insurance company discovers the title does not match the insurance. Let's say a tree fell on the car and it was totaled the insurance company would make no payments until they received a good title, meaning the title matched the named insured on the insurance policy. The car was placed on the policy in error thru no fault of the insurance company. However since you are probably in a state requiring compulsory insurance on vehicles you have two choices.You can leave the insurance as it is until you return in order to maintain the registration, or you can have a family member return the tags and registration card to the DMV and cancel registrati! on and then drop car from the parents insurance....Show more
Wednesday, April 8, 2020
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